Insurance for apartment building owners and stratas in Vancouver, BC

Apartment Building Owners Insurance Program

AC&D Insurance is the #1 Insurer of owner operated apartment buildings in British Columbia. AC&D Insurance is able to insure older buildings with full protection due to our expertise and experience insuring these buildings. We can find earthquake coverage on older buildings when other brokers cannot. ac&d is your choice for apartment building owners insurance.

Insure your apartment buildings with the best protection and service at the lowest rates

AC&D Insurance Services Ltd. established in 1969 along with our parent company InsureBC are proud to have earned the position of being the largest rental property insurance broker in British Columbia. This gives us access to rates and coverage’s not found at other insurance brokerage firms.

AC&D Insurance has arranged thousands of apartment building owners insurance policies with uncompromised protection and claims service

You can count on our experts to know apartment building owners insurance. We will review your current insurance and provide an apples to apples quotation while providing risk management recommendations that will correctly protect your real estate investments. Our experience allows us to analyze your policy and find gaps in coverage that could leave you with an unnecessary financial burden that could have otherwise been avoided through correct insurance and insurance advice.

Expect the highest level of customer service, combined with the best insurance protection

Choosing a commercial insurance broker can be a daunting task, our apartment building insurance experts make sure you are aware of all aspects of risk related to your buildings and how to correctly insure against loss. In addition, when you are conducting business with ac&d, our insurance market selection guarantees you will receive the correct advice at the lowest price. Our knowledgeable experts are here to answer your questions and make the insurance process less daunting for you. Call us today for a no obligation quote or review of your existing apartment building owners insurance or Request a Quote.

Apartment Building Insurance Program Representative: Brody Stonehouse

Date Quote Required:	Today What date do you require coverage?
Applicant Legal Name:
Contact Name:
Contact Phone Number:
Email Address:
Preferred Method of Contact:	Phone Email
Location Street Address:
Location City:
Location Province:
Location Postal Code:
Estimated Building Replacement Cost:	If you are unsure of this, and you currently have the building insured, please use the current insured building value here. Otherwise please estimate the cost to rebuild the building.
Building Year Built:
Building Total Square Foot Area?:
# of units in building:
Construction of building:
Building # of Stories:	1 2 3 4 or more
Is the building sprinklered:	Yes No
Is there a hydrant within 300 meters:	YesNo
Is there a fire hall within 8 kms:	YesNo
Owner or building manager live on site:	YesNo
Are there any commercial tenants in the building:	Yes No
If any commercial tenants, please describe type of businesses:
How many years have you owned this building?:
Is building electrical “fully updated” on or after 1985?:	Yes No “Fully updated” means all wiring, circuit breaker control systems, panels have been replaced.
If Electrical not fully updated after 1985, please check all that apply:	Circuit Breakers Fiuses Minimum Amperage >= 100 Copper Wiring Aluminum Wiring Knob & Tube Wiring
Roof Slope:	Flat Sloped If both flat and sloped, please advise primary.
Type(s) of Roof Covering (check all that apply):	Asphalt Shingle Torch On Metal Rubber Membrane Tar & Gravel Wood Shake Other
Year Roof Last Replaced:
Annual Roof Maintenance (Check all that apply):	Roof Inspection Cleanout of eaves troughs & downspouts:
Is the building plumbing “fully updated” on or after 1985?:	Yes No “Fully updated” means all visible and nonvisible parts of the plumbing system have been replaced.
Year Plumbing updated (advise if partially or fully updated):
Type of Heating System (check all that apply):	Electric Baseboard Central Hot air - Gas Fuel Central Hot Air - Oil Fuel Solid Fuel Heating Central Boiler (steam) Other
Year Heating System Last Updated (please advise if partial or fully updated):	“Full replacement” means all visible and nonvisible heating equipment and components have been replaced.
Does your heating system receive annual inspection/maintenance:	Yes No
Does the building have in unit water heaters?:	Yes No
If building has in unit water heaters, please advise year of manufacture of oldest tank or water heating device:	Please advise the age of the oldest hot water tank in your building. Older hot water tanks are prone to bursting causing water damage.
Do you have any type of water detection system?:	Yes No
When were smoke detectors last checked:
Are all units required to have a fire extinguisher:
Who completes snow removal/salting:	Insured Building Manager 3rd Party Contractor
If Insured completes snow removal, are logs kept specifying snow removal and sanding requirement/schedules?:	Yes No
If third party contractor completes snow removal, check all that apply:	A copy of certificate of insurance obtained from snow removal contractor There a written contract with pre-set criteria for snow removal Insured or manager calls contractor as needed
Is the building managed by a property management company?:	Yes No
For buildings with common hallway(s), what resident safety plans are in place? (Check all that apply):	Self closing fire doors Fire exits clearly marked Annual fire drills Annual testing of fire and smoke alarms Emergency evacuation plans distributed to tenants
Describe any upcoming scheduled major repairs or renovations:
Building Facilities (check all that apply):	Playground Fitness Room Games Room Party Room Shed Tenant Storage Area Underground Parking Swimming Pool Sauna Tennis Courts or Racquet Courts Whirlpool
Any building code infractions or violations in the last 5 years?:	Yes No
Who is your current insurance company:	We are looking for the name of the insurance company for this business, not the insurance brokerage. If not currently insured please advise "none"
Have there been any insurance claims in the last 5 years:	Yes No
Has insurance ever been denied or canceled:	YesNo
Copy of Current Policy, if available:	If you want a straight comparison to your current coverage, please upload a copy of your current policy
Please provide any additional relevant information:	This is a good place to add relevant details on the owners previous experience or other important details about the business. If there have been claims please advise the estimated date(s) and estimate amount(s) paid for each.